Nigel Rukuwai & Tara Beleski
Nigel Rukuwai & Tara Beleski
Life & Health Insurance
We offer you smart advice. We also appreciate that everyone’s circumstances are different and therefore everyone needs a different solution to fit their lifestyle. We also recognise that life changes over time, so we are committed to staying in touch to make sure that you always have the right insurance protecting you. Using a selection of the below products we’ll help achieve the right outcomes for our clients.
Life and Trauma
Life insurance provides financial protection for your loved ones in the event of your death, while trauma insurance covers you if you experience a major illness or injury. Trauma insurance can help cover medical expenses and other costs associated with recovery, allowing you to focus on healing instead of financial stress. Both types of insurance can provide peace of mind and security for you and your family.
Health
Health insurance covers the costs of medical, surgical expenses, medical treatments, including doctor visits, hospital stays, and prescription medications. Private cover helps you avoid longer wait times sometimes associated with the public system and provides access to more extensive treatment and specialist options.
Income Protection
Income protection insurance provides a monthly income if you’re unable to work due to illness or injury. It’s a valuable form of protection for those without sick pay, substantial savings or if you are self employed. Our Advisers can help you determine an appropriate cover amount and work our how long you may need financial support for.
Mortgage Protection
Mortgage protection is designed to cover a borrower’s mortgage payments in the event of unexpected circumstances such as job loss, disability, or death. It provides peace of mind and financial security for both the borrower and their family, ensuring that the mortgage can be paid off even in difficult times.
Our Insurance Partners
Insuring Your Assets
Domestic Insurance
Domestic Insurance
Home
Home Insurance: covers your building against flood, fire, explosion, natural disasters such as earthquake, storms or lightning strikes, damage by vandalism or break-in, and liability to third parties.
Contents
Contents Insurance: protects your valuable possessions, such as furniture, electronic items, whitegoods, sporting equipment, artwork and jewellery – so you can repair or replace them if they are damaged or stolen.
Cars
You depend on your vehicle for freedom and flexibility. So, it’s great to know that if it gets damaged or is written off, you’ve got the cover you need to get you back on the road as soon as possible. Motor insurance includes a range of covers to suit every driver and vehicle type.
Boats / Planes and Toys
Whatever kind of boat or other toy you may have we can help you find the right insurance for it. Boat insurance includes damage or loss of your own boat as well as damage to other vessels, people or property such as marinas.
Forms
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Business Insurance
Business Insurance
Material Damage
Material damage can cover the business for the physical loss or damage caused to assets by natural disasters including weather events, earthquakes, and losses due to fire burglary and accident. This cover is essential for anyone who owns commercial buildings, equipment or stock.
Business Interruption
A business’ loss can be more than just the loss of a business asset. The asset loss may cause interruption to your normal business operations and that financial cost may even be more than the cost of the loss of the asset. Business interruption can assist the business survive by helping recover your loss of profit.
Commercial Motor
Commercial motor insurance is similar in manner to personal motor insurance in that is allows an entity to take out comprehensive cover, third party cover, or third party, fire and theft cover. Commercial motor cover may extend to commercial vehicles, company cars, business fleets, company cars and business fleets.
General Liability
This provides protection for liability from damage to third party property or bodily injury. This type of cover is important for anybody who occupies or leases property in connection with their business, and/or provides a service away from their premises (such as a decorator, painter, motor mechanic, electrician, plumber).
Contract Works
This is important cover for commercial, industrial and domestic builders, sub-contractors, and owner-builders against damage, natural disasters, injury, theft and product or public liability.
Farm
Cover to help safeguard your home, farm buildings, livestock, vehicles, equipment and against loss of income. Farm insurance can be tailored to cover your home and farm buildings, livestock, vehicles, equipment and more. It can also safeguard you against theft and loss of income.
Marine
Protects your business from loss or damage to vessels and cargo as well as the delivery and storage of goods. Marine insurance is important for businesses involved in shipping or receiving goods, operating watercraft commercially, repairing vessels, running a marina and more.
Our Insurance Partners
Get in touch
Email our support team today and we will get back to you, and direct your query to the relevant persons. Use the contact form or contact us directly.
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